You 're gonna LOVE the way you make MONEY.


60 Day Credit Sweep

You are only 60 days away from a better and happier life.

Better credit increases access to and reduces the cost of financing for housing, transportation, business loans, and much more.

The 60 Day Credit Sweep provides a legal, effective, guaranteed, and affordable way to address applicable derogatory items. It is NOT credit repair, functions through a 501(c)(3) non-profit, and our transparent process is FTC compliant.


Our network of Paralegals will prepare the documents necessary to block applicable negative items from your credit report.

Fully compliant with the Fair Credit Reporting Act Section 605(B) which requires the bureaus to block applicable items quickly from reporting on your credit reports.


Unlike credit repair which can feel like paying for no results, our pricing model is super simple (and affordable):

  1. An initial $499 document processing fee.

  2. $10 per point of credit score improvement collected AFTER you see the results.


This is a fast process with results normally in sixty days or less.

Effective for blocking applicable inquiries, collections, charge-offs, bankruptcies, etc.

No risk with a written guarantee provided for all clients.

Success Stories

We have many success stories including this one:

Before (1/21/2021):

  • TransUnion 524

  • Experian 528

  • Equifax 518

After (2/24/2021):

  • TransUnion 748

  • Experian 748

  • Equifax 734

Cheap Business Address with Free Credit Building Assistance

At no charge, we'll also help you build your business credit to access capital under your EIN.

A true business "commercial" address improves the credibility of your business and increases your access to capital.


100% GUARANTEED - a minimum of $100,000 capital raise for any business, no matter your credit score.

If you don't build your dream, someone else will hire you to help build theirs.


Business Development Solutions, USA

Our Small Business Certification program creates the foundation to launch small businesses into profitability as life is too short to be working for someone else's dream.

In just four weeks, we'll assist you in improving your access to capital through a hands-on, results-oriented process. You will be paired up with a personal advisor meaning a real person. Who will help you to take the action steps to become a small business owner that is operating from the start with $100,000.00 min. 100% Guaranteed.

FREE Small Business Funding Proposal

What Types Of Financing/Credit Are Available?

  • Term loans, revolving accounts, credit lines, and lines of credit

  • EIN-only financing/credit (no use of SSN)--business credit

  • SBA and non-SBA loans

  • Credit Builder Loans/Financing of up to $20,000 with no credit check or verification of income

  • Chapman Fund providing up to $250,000 to start or grow a business

  • Equity-based financing (money that doesn't have to be paid back)

  • Many other options

After you complete the form above, we'll forward you a simple application.We'll send you a simple and secure one-page application via Adobe so we can generate funding offers for you without delay. It will be from our Support email account and have the subject line "Funding Proposal Application" so please check your filters if you don't see it.


Not Just Better Credit, Become "Fundable"


Less than $100 per month with a one-time processing fee.


In just sixty days, you can recognize the benefits of the



REPAIR Program. As time passes, your profile will continue to strengthen.

Who Needs a Total Credit Rebuild?

  • You should consider enrolling in the Total Credit Rebuild Program if any of the following applies to your current situation:

  • If you don't earn a high income (as your cash flow impacts your "capacity" to repay loans and a low verifiable income limits your access to capital).

  • If you have been denied for financing/loans/ credit.

  • If you are only getting approved for small amounts when applying for financing.

  • If your Personal Financial Statement doesn't reflect a strong Net Worth.

  • If your credit report lacks adequate positive trade lines.

  • If you want to position yourself to buy a house, finance a car, or obtain business funding.


The key to getting approved regardless if it is a mortgage, car loan, business funding, etc. is based on the three "C's"--credit, cash flow, and collateral. The Total Credit Rebuild (TCR) Program provides a turn-key solution via a 501(c)(3) non-profit to position participants in becoming capital ready by strengthening credit, cash flow, and collateral.

What is included in the (TCR) Program?

  • Credit Sweep

    • Administered by Certified Credit Paralegals, block applicable negative items from appearing on your credit report leveraging federal laws.

    • Not "credit repair" - it is a legal-based model

  • Income Verification

    • Assistance in creating verifiable income which is crucial for loan approvals.

  • Credit Boost

    • Assistance with adding new positive, primary trade lines to strengthen your credit profile.

  • Collateral

    • Assistance in creating a collateral assignment and improving your Personal Financial Statement.

Who are We?

Founder and CEO Rev. Jeremy W. Loveridge D.D., NLPT. is the registered owner with Principal Office located in the City of San Antonio, Bexar County, state of Texas. Rev. Loveridge as an Entrepreneur began in 1990. Noticing that the General Contractors he was working for, started subcontracting portions of the projects, with the idea that less work and less legal responsibility for them, was the new and better way. He started a small business in the Construction Industry to provide the solutions and he named it Phase #1. Every successful project begins at Phase #1. Now, after 30 years and 30 million dollars, he's decided to tackle a different problem. The problem is the race-wealth gap in accessing business funding for startups and existing businesses of Women and Minority Entrepreneurs.


Business Development Solutions, USA

His solution for Small Business Funding and it's been made available to anyone. Our company is made up of past SBA advisors, Tech advisors, leading business college professors, current business owners, business bankers, and even a few venture investors. All of whom have been in the business development industry for over 30 years. The only private group in the nation to be chosen by the SBA to deliver the award-winning products that are offered and promoted by the SBA and developed with help from the FDIC. We are fully licensed and insured, meeting all state and federal requirements.

Important Disclosures. Please Read Carefully.

Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. PHASE1ONE CAPITAL,LLC. is not a lender or lending partner and does not make loan or credit decisions. PHASE1ONE CAPITAL,LLC.connects interested persons with a lender or lending partner from a network of approved lenders and lending partners. PHASE1ONE CAPITAL,LLC. does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender's rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Lender's or Lending Partner's Disclosure of Terms.

The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender's or lending partner's internal policies, underwriting criteria and applicable law. PHASE1ONE CAPITAL,LLC. has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.